Is Your Mover Insured?

Moving Company Fully InsuredIf you wonder whether it matters if a moving company Arvada has is insured, the answer is Yes.

The first important thing you need to understand is that being insured is not the same with offering insurance. An insured professional mover carries basic insurance that covers a part of damage or loss that occurred while handling your things. This coverage is only a fraction from the value of an object; therefore some movers purchase additional insurance, to be able to provide full-valuation that covers repairs or replacement.

The easiest way to find out if your mover offers insurance is to ask it when you check its credentials. Make sure you are allowed to see the insurance certifications as well as the state or federal license. Ask for copies on paper or via email, to have proof of that coverage. This way, you are sure about what you are entitled to if some of your things are broken or lost in the relocation process.

On the other hand, it is good to know that if you have homeowner’s coverage, you may get compensation for damaged goods while they are in the custody of the moving company, but this coverage is mostly limited to catastrophic loss coverage.